Holistic Wealth is the New Generational Wealth: How to Embrace It in 2025

Happy New Year! We’re excited to release this New Year episode of the Holistic Wealth podcast. It’s so fitting that we start the New Year with this topic: Holistic Wealth is the New Generational Wealth: How to Embrace it in 2025. In today’s rapidly evolving world, traditional ideas of wealth are being redefined. While generational wealth—leaving financial assets like property, investments, and savings for future generations has been a cornerstone of legacy-building, it often neglects critical aspects of emotional, mental, and spiritual well-being. As we start the new year in 2025, it’s time to embrace a more expansive vision: Holistic Wealth is the new Generational Wealth.

Holistic Wealth goes beyond financial security to include emotional resilience, mental health, and the alignment of values and purpose. In this episode, we’ll explore why holistic wealth is essential for creating a lasting legacy, backed by research, actionable strategies, and practical tools to help families thrive across generations.

Whether you’re seeking to align your finances with your values, overcome emotional challenges, or gain professional certification, this episode is your gateway to thriving through holistic wealth coaching, and leadership training in achieving your goals in 2025. The Holistic Wealth Expanded and Updated book, has several chapters to help you master the art of recovery from disruption including dealing with negative emotions. The Holistic Wealth Personal Workbook is also a great resource. Subscribe and tune into this episode of the Holistic Wealth Podcast.

What is Holistic Wealth?

As I stated in my book, Holistic Wealth, this concept goes beyond financial security to include emotional resilience, mental health, and the alignment of values and purpose. In this episode, we’ll explore why holistic wealth is essential for creating a lasting legacy, backed by bold research, actionable strategies, and practical tools to help families thrive across generations.

What is Generational Wealth?

Generational wealth refers to the financial assets, such as property, investments, businesses, and savings, that families pass down from one generation to the next. It creates a financial safety net, providing opportunities for future generations to thrive.

However, research shows that wealth transfer often fails:

30% of generational wealth is successfully passed to the second generation.
By the third generation, 90% of wealth is lost.
(Source: Williams Group Wealth Consultancy)

Why does this happen? Poor financial planning, lack of communication, and the absence of financial literacy play a role, but there’s a deeper issue at work: the emotional and mental baggage tied to money. Unresolved trauma, stress, and scarcity mindsets often sabotage even the most well-intentioned financial plans.

Why Holistic Wealth is the New Generational Wealth

Holistic wealth goes beyond safeguarding financial assets to include:

Emotional resilience.
Mental clarity.
Spiritual alignment with one’s values and purpose.

While generational wealth focuses on passing down money, holistic wealth ensures that the intangible tools needed to maintain and grow that wealth are also passed down. Without these, financial assets often become a source of conflict, mismanagement, or stress.

Here is one critical truth: “Nervous system regulation and emotional well-being are just as important as financial planning” – Keisha Blair

Generational Wealth, Money Trauma, and The Personal Financial Identity Framework

In this episode, and my book Holistic Wealth, I shared the story of my mom who suffered from severe epilepsy as a child and couldn’t go to school for five years. As a child, she watched her parents exhaust every dime on medical care while her siblings missed out on opportunities.

The memory of being the focus of family resources evoked feelings of guilt and an unconscious pressure to “make up for” what others sacrificed. After taking the Personal Financial Identities Quiz, she identified as the “Anxious Spender”. Anxious Spenders often carry emotional baggage tied to scarcity, guilt, or perceived financial inadequacy, stemming from formative experiences where money was a source of stress or conflict. The holistic wealth philosophy becomes crucial here, as it emphasizes healing money trauma and achieving a balance between financial, emotional, and spiritual well-being.

By recognizing your financial identity through the quiz, you can begin to address the root causes of anxious spending or money trauma and reframe your money mindset to build a legacy of generational wealth. Holistic wealth offers a pathway to not only financial security but also the emotional clarity needed to contribute to a family legacy where resources are used intentionally and equitably, benefitting generations to come.

This story highlights that holistic wealth is the new generational wealth because it underscores that wealth is not just about money, it’s about emotional healing, intentional living, and creating a sustainable legacy that encompasses financial, emotional, and spiritual well-being.

“True wealth requires addressing the emotional imprints of past experiences, breaking cycles of scarcity, and redefining how we approach wealth for ourselves and future generations”. – Keisha Blair

Holistic wealth emphasizes the need to heal money trauma like the guilt carried by feeling responsible for family sacrifices. By focusing on holistic wealth principles, you can transform your money mindset into empowered decision-making and build a foundation of generational wealth that is rooted in balance, intention, and resilience. This approach ensures that future generations inherit not just financial resources but also the tools, mindset, and emotional health to steward those resources wisely.

Holistic wealth transcends traditional generational wealth by integrating financial literacy with emotional well-being, empowering individuals to create legacies that are both financially stable and deeply fulfilling. When we focus on holistic wealth, we redefine wealth as more than numbers—it becomes a lasting, meaningful legacy that enriches lives for generations to come.

The Financial Side of Holistic Wealth

Safeguarding and passing down assets remain essential aspects of building a legacy. Here are key financial strategies every family should prioritize:

Estate Planning:
Only 33% of Americans have a will or estate plan, according to a 2022 survey. Proper estate planning—through wills, trusts, and powers of attorney—ensures that wealth is protected and distributed as intended.
Financial Literacy:
A National Endowment for Financial Education study found that 88% of adults never received financial education in school. Teaching children and grandchildren to manage, budget, and invest money is crucial for sustaining wealth.
Tax Optimization:
Families often lose generational wealth due to high taxes. Tools like irrevocable trusts, gifting strategies, and charitable contributions can minimize tax liabilities.
Insurance and Asset Protection:
Life insurance policies, umbrella insurance, and succession plans safeguard assets against unforeseen circumstances.

While these strategies are vital, they must be paired with the emotional and mental tools that holistic wealth provides to ensure their success.

Statistics That Prove the Power of Holistic Wealth

The impact of holistic wealth strategies is undeniable:

Families prioritizing emotional well-being in their wealth planning report 32% higher levels of wealth retention across generations (Family Enterprise Research Conference, 2023).
Households practicing mindfulness and financial literacy are 45% more likely to retain and grow their inheritance (Journal of Financial Counseling and Planning, 2023).

Holistic Wealth Coaching: A Bridge to Resilient Legacies

The Certified Holistic Wealth Consultant program offers a structured approach to combining financial planning with emotional and mental well-being. Families can work with consultants to:

Identify their unique financial identities, as outlined in Holistic Wealth.
Develop a personalized plan to align financial decisions with their values.
Create systems for intergenerational communication about money and emotional resilience.

Holistic wealth coaching ensures that families not only pass down money but also the tools to manage and grow it.